1. Acceptance of Terms
By accessing or using the Thrive Well Circle website (thrivewellcircle.com), creating an account, completing the Stress Monitor Scorecard, or purchasing our digital workbooks, you agree to be bound by these Terms and Conditions.
If you do not agree with any part of these Terms, you must immediately discontinue using our website and services. These Terms constitute a binding legal agreement between you and Thrive Well Circle.
Legal Entity Notice:Operating Entity: [Site Owner to Complete / Insert Registered Entity Legal Name, e.g., Thrive Well Circle Private Limited / Sole Proprietorship]
Registered Office: [Site Owner to Complete / Insert Official Registered Address, City, State, PIN Code, India]
2. Eligibility and Account Responsibilities
You must be at least 18 years of age to establish an account or purchase paid digital products on Thrive Well Circle. By registering, you confirm that you meet this age requirement and possess the legal capacity to enter into binding agreements under the Indian Contract Act, 1872.
When creating an account, you agree to:
- Provide accurate, current, and complete registration details.
- Maintain the confidentiality of your login credentials and password.
- Promptly notify us at support@thrivewellcircle.com if you discover any unauthorized use of your account.
- Accept responsibility for all actions and transactions conducted under your account.
3. Non-Clinical Wellbeing Disclaimer
Thrive Well Circle was created to offer quiet frameworks for unhooking from overthinking, recognizing mental exhaustion, and practicing somatic self-care.
- Educational Nature: All content, including our featured workbook "I'm Functioning. But I'm Not Fine." authored by Apoorva Sinha (Life Strategist), represents reflective life strategy and personal mindfulness guidance.
- Not Medical Advice: Our resources, staff, and AI tools do not hold clinical medical, psychiatric, or licensed psychological practitioner credentials. Nothing on this website should be interpreted as medical treatment, professional psychotherapy, or clinical diagnosis.
- Consultation with Professionals: Always seek the advice of licensed physicians, psychiatrists, or clinical psychologists regarding any diagnosed mental health disorder or medical condition.
4. Stress Monitor Scorecard Access and Interpretation
The Stress Monitor Scorecard is a reflective self-check questionnaire consisting of 25 structured questions evaluating accumulated tension across five life domains: Physical / Mental Stress, Emotional Regulation, Work Stress, Relationship Stress, and Financial Stress.
You acknowledge and agree that:
- The calculated scores and risk categories (Mild, Moderate, Elevated, Critical) reflect self-reported tension and are not clinical psychometric diagnoses.
- Scores are generated through server-side algorithmic calculations based strictly on the answers you select.
- Results are designed to help you notice areas of accumulated strain and choose gentle lifestyle adjustments, not to determine medical fitness or employment capabilities.
5. AI Wellbeing Companion Limitations
Our website includes an AI Wellbeing Companion powered by generative artificial intelligence (Google Gemini).
- Automated Responses: Responses are generated programmatically by language models and do not reflect real-time human counseling or supervision.
- No Confidential Therapist-Patient Privilege: Interacting with the AI companion does not create a therapist-patient, doctor-patient, or confidential fiduciary relationship.
- Appropriate Use: You agree not to rely on the AI companion for emergency situations, crisis intervention, or urgent clinical decisions.
6. Digital Products, eBooks, and Audiobooks
When you purchase our interactive workbook or companion audiobook editions:
- Grant of License: You are granted a limited, personal, non-exclusive, non-transferable, revocable license to access, view, and read the purchased materials for your private, non-commercial self-care use.
- Restrictions: You may not modify, distribute, reproduce, sublicense, broadcast, publish, resell, or publicly display any part of the workbook, audiobook narrations, chapter recordings, or text without prior written permission from Thrive Well Circle.
- Digital Delivery: Digital reader access and chapter audio streams are delivered instantly upon receipt of confirmed payment through your account.
7. Pricing, Payments, and Taxes
All product prices are quoted in Indian Rupees (INR) unless expressly stated otherwise.
- Payment Gateway: Payments are processed securely through Razorpay, a Reserve Bank of India (RBI) authorized payment aggregator.
- One-Time Payments: Digital workbook and companion edition purchases are single one-time transactions. We do not enroll users in automatic recurring subscriptions without explicit authorization.
- Taxes: All purchases are subject to applicable Goods and Services Tax (GST) as mandated by Indian statutory regulations.
8. Refund and Cancellation Policy
Because digital products (including interactive workbooks, downloadable PDFs, and audio recordings) are delivered immediately upon payment completion, specific refund conditions apply:
Merchant Refund Policy Configuration:[Site Owner to Complete / Insert Refund and Cancellation Policy for Digital Products, e.g.: "Due to the immediate access nature of digital downloads, refund requests are reviewed on a case-by-case basis within 7 days of purchase if you encounter technical delivery failures that cannot be resolved by support. To submit a refund request, email support@thrivewellcircle.com with your Razorpay payment ID."]
9. Intellectual Property Rights
All materials on this website, including but not limited to the workbook "I'm Functioning. But I'm Not Fine.", chapter text, audio narrations, scorecard questionnaires, scoring algorithms, visual layouts, illustrations, logo graphics, and editorial copy, are the exclusive intellectual property of Thrive Well Circle and author Apoorva Sinha.
These works are protected under the Indian Copyright Act, 1957, trademark laws, and international intellectual property treaties. All rights not expressly granted herein are reserved.
10. Permitted and Prohibited Use
You agree to use Thrive Well Circle strictly for lawful purposes. You agree not to:
- Use the website to harass, defame, threaten, or violate the legal rights of others.
- Attempt to bypass, disable, or tamper with security features, token checks, or access gates protecting paid materials.
- Deploy automated scripts, scrapers, bots, or data mining software to extract content or questionnaire items from the website.
- Reverse engineer, decompile, or disassemble any source code, database queries, or scoring algorithms.
- Impersonate any person or misrepresent your affiliation with any entity.
11. Third-Party Links and External Platforms
Our website contains links to external platforms, including WhatsApp, Instagram, LinkedIn, and Razorpay.
We are not responsible for the content, privacy policies, or terms of third-party platforms. Opening external links (such as our WhatsApp consultation feature) connects you directly to that service subject to their respective terms.
12. Account Termination and Deletion
You may terminate your account and erase your personal data at any time by visiting our Data Deletion Center.
We reserve the right to suspend or terminate your account without prior notice if we determine that you have violated these Terms, engaged in fraudulent activities, or attempted to compromise system security.
13. Disclaimer of Warranties
To the maximum extent permitted by applicable Indian law, Thrive Well Circle provides its website, digital resources, assessments, and AI tools on an "as is" and "as available" basis, without warranties of any kind, whether express, statutory, or implied.
We do not warrant that website functions will be uninterrupted, error-free, or entirely secure from transient internet disruptions.
14. Limitation of Liability
To the extent permitted by Indian law, Thrive Well Circle, its founder, collaborators, and technology providers shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your access to or inability to access our website or digital materials.
Our aggregate liability for any claims arising under these Terms shall not exceed the total amount actually paid by you to Thrive Well Circle for the specific digital product giving rise to the claim in the twelve (12) months preceding the event.
15. Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the Republic of India.
Any disputes or claims arising out of or in connection with these Terms or the use of Thrive Well Circle services shall be subject to the exclusive jurisdiction of the competent civil courts located in:
Court Jurisdiction Notice:[Site Owner to Complete / Insert City/State Court Jurisdiction, e.g., the courts of Bengaluru, Karnataka, India]
16. Contact Information
If you have questions regarding these Terms and Conditions, please contact us: